Every month, we put some money into a traditional 401K for retirement, but we wonder if we should start putting some of that money into a Roth IRA instead. What are the pros and cons?
I’ve never wanted to “over-involve” my children in too many organized activities, but this summer they don’t seem to be interested in doing much of anything except playing video games and watching television. I don’t want them to waste the entire summer, but I’m out of ideas. Any suggestions?
Some good friends asked us to co-sign on a loan to allow them to get a lower interest rate. They said they won’t have any problem making payments (especially with the lower rate). My husband and I disagree about this. Where can we find information about the risks we’d be taking on?
We know two families who are dealing with a serious illness of one of their family members. One family appears to coping well, while the other seems to be in a tailspin. Are there certain strategies a family can take to help them get through such a situation?
A friend’s father passed away last year. She later remarked that it was a big relief to find he had left his financial records organized and easy for her to find. I’m single and live far from family, so I’d like to make sure my papers are organized, too, just in case. How should I begin?
Does living together before marriage help or hurt a relationship?
I’m starting to collect the documents I need to file taxes this year, and I noticed we still have tax records for the past decade in our files. How long do we need to keep them?
This year, we’re trying to help our kids focus on the non-commercial, non-consumer aspects of Christmas, but we seem to be having trouble getting the message through to them. Any ideas?
I keep all of our donation receipts in a manila envelope to make it easy to figure our charitable contribution at tax time. But I don’t really have a system for organizing other tax-related records. Any ideas?
I’m concerned that my daughter’s middle school isn’t addressing bullying very effectively. What sorts of things should schools be doing to reduce the problem?
I had high hopes in January that we would build up our emergency fund to a respectable amount by the end of the year. Although we’ve made some progress, we haven’t been keeping on track. How can we do better in the future?
It’s back-to-school time. I think I dread it more than the kids do because it’s always such a struggle to get them back into a routine after summer break. What can I do differently this year to help things go more smoothly?
We’ve had some unanticipated expenses this summer, so we’re looking for ways to trim spending on back-to-school clothes and other items. Any tips? We have three children, in elementary, middle and high school.
I’m a new mom, and I always thought I would enjoy reading to my baby from day one. But I find I feel silly reading to him (he’s now 6 weeks old), because it’s obvious he doesn’t yet understand the story. Should I keep at it, or wait until he’s older?
Friends tell us they get good deals with credit card rewards programs, so we’re starting to investigate possibly signing up for one. What questions should we ask? We always pay our credit card bills in full every month.